Massachusetts' Consumer Debt Relief Attorney
The Law Office of Glenn F. Russell, Jr. offers expert legal assistance.
At The Law Office of Glenn F. Russell, Jr. we want our clients move forward with freedom and confidence, not fear and anxiety. Our top priority is securing a hopeful future for our clients.
Our areas of practice include legal assistance with the following:
Together we can face your debts head-on and arrive at the most beneficial solution for you. Your debt can be resolved if a creditor agrees to accept a final, lump-sum payment that is less than the outstanding amount owed. Our firm will navigate the necessary conversations and processes involved in settling your debt. If you are overwhelmed with debt and don’t know how to move forward, The Law Office of Glenn F. Russell, Jr. is here for you.
If you have been threatened with foreclosure, you can challenge the threat with our legal assistance. Although foreclosure cases are complicated and we cannot guarantee the outcome, we can guarantee a strong and aggressive defense on your behalf.
Our firm played a significant role in Massachusetts passing An Act Preventing Unlawful and Unnecessary Foreclosures, which greatly limits an entity’s ability to foreclose on an individual. We have made a name for ourselves through our successfully argued foreclosure cases. You can count on The Law Office of Glenn F. Russell, Jr. to provide the strongest legal representation when it comes to challenging a foreclosure threat or making an appeal.
Finally, The Law Office of Glenn F. Russell, Jr. can guide you through the complex, and oftentimes distressing, process of filing for bankruptcy. It is in your best interest that you consult experts before making decisions regarding bankruptcy. We will provide you with credit counseling and advisement, and guide you through the process of filing the necessary paperwork.
Don’t let your financial burdens cripple you. The Law Office of Glenn F. Russell, Jr. today to receive our legal assistance.
Are You...
- Drowning in debt?
- Feeling stressed because of your finances?
- Being harassed by creditors?
The Law Office of Glenn F. Russell, Jr. is here to help you with all these issues and so much more before they become a major issue.
Hear From Our Happy Clients
"I truly appreciate having Glenn not just as an advisor, but someone truly on my team."
Our FAQ
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Do I really need a foreclosure lawyer?Absolutely. Should you need foreclosure defense counsel, only an experienced attorney can determine which course of action is best for you. Whereas predatory scam artists try to prey on your financial vulnerability, a skilled foreclosure defense attorney genuinely can look out for the best interest of you and your family. Legal advice must be practical and efficient in order to be effective, so if you need strong legal guidance, trust that The Law Office of Glenn F. Russell, Jr. can offer the counsel needed to successfully navigate the complicated legalities of foreclosure or bankruptcy.
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Third parties are offering to help my foreclosure process. How do I know who to trust?
Perhaps one of the greatest obstacles individuals encounter during the foreclosure process is learning who to trust and who to avoid. Due to the nature of the foreclosure process, descriptions of any homes being foreclosed may be published and accessible as public information. It is a sad truth that there are fraudulent companies that prey on public lists of foreclosing homes and attempt to take advantage of a people's financial vulnerability.
You may be contacted by mortgage brokers, mortgage negotiators, or mortgage holders. You may also be contacted by a Massachusetts bankruptcy attorney or a private financier who offers to help you sort out your finances. These parties may be dependable sources of legal and helpful advice during your foreclosure.
Unfortunately, there are frauds and scam artists who will try to take your home or your money without providing any sort of service. A general word of advice we give to clients to follow is: If a deal sounds too good to be true, it probably is. Avoid scams with the help of a qualified attorney from our firm!
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What happens at a foreclosure sale?
It doesn't happen all the time, but if you have exhausted all of your legal alternatives and feel as though a foreclosure or short sale is the last resort, you need to know what to expect.
No foreclosure sale is exactly the same, but for the most part, the foreclosure sale process typically involves the following:
- Lenders must first send a notice of a foreclosure to the homeowner. The notice must be sent at least 14 days prior to the foreclosure sale date.
- A foreclosure sale will take place at the date, time, and place specified in the foreclosure notice.
- The foreclosure sale will be conducted by a licensed auctioneer. The auctioneer will read various legal notices, descriptions, and documents pertaining to the property.
- The auctioneer will take bids on the property, take deposit checks, and accept the highest bid to close the foreclosure property sale.
- Parties - including the mortgagor, the purchaser, and the auctioneer - will draft a foreclosure deed, which must be recorded and filed at the Registry of Deeds.
- A grace period - typically 30 days - will be given to allow the purchaser to line up financing.
- A closing will take place, and the new owner will formally take title to the foreclosed property.
All monies paid by the new purchaser will go toward paying real estate taxes, owed mortgages, and payments to creditors or other debts owed on the property. If no one at the foreclosure sale is able to bid a high enough amount to cover the debt of the property, then the balanced owed - called a deficiency - would then be the liability of the old owner.