Testimonials & Case Results
Foreclosure Defense Law Firm Earns Unparalleled Results
Few things are more frightening than the thought of losing your home. For many, a home or property is a prized possession and a lifetime investment. So, if foreclosure is becoming a very real possibility for you, you want to ensure that you are enlisting the help of a fierce advocate who can fight on your behalf and save the very property that you worked so hard to gain.
The foreclosure process involves a tremendously complicated system of laws and standards. As a result, you need to make certain that your lawyer has qualified and extensive knowledge in these laws to ensure effective legal representation in your Massachusetts foreclosure defense process. At The Law Office of Glenn F. Russell, Jr. we truly believe that effective representation means attempting to achieve the best possible results for our clients.
Lawyer of the Year
Attorney Glenn F. Russell, Jr. was named Massachusetts Lawyer of the Year in 2011 by Massachusetts Lawyers Weekly due to his huge impact on foreclosure law. You can read their article about Attorney Russell and his methods of practice here. He has successfully defended several cases before the Massachusetts Supreme Judicial Court and the U.S. Court of Appeals for the First Circuit. In addition, Attorney Russell was included in Super Lawyers® list of Rising Stars℠ in 2012!
Whether you need assistance with foreclosure or bankruptcy matters, our firm can be trusted to defend your home and property zealously. Should you wish to discuss your legal matters with our team, simply contact a Massachusetts foreclosure defense lawyer at the firm to get started!
High Profile Appellate Foreclosure Cases Successfully Argued By The Firm On Behalf Of Our Clients
- U.S. Bank Nat'l Ass'n v. Ibanez, 458 Mass. 637 (Mass. SJC 2011)
- HSBC Bank USA v. Jodi B. Matt, 464 Mass. 193 (Mass SJC 2013)
- Juarez v. Select Portfolio Servcs., 708 F.3d. 269 (1st Cir. 2013)
- Galiastro v. MERS. 467 Mass.160 (Mass. SJC 2014),
Generally the parties involved in the securitization process of your mortgage did not following the mandates under the governing instrument of the securitized trust that your note and mortgage are purportedly in.
With regard to the Ibanez decision at the Land Court trial level, back in 2008:
"Looking into the not so distant future, I predict Judge Long's ruling will be hailed as one of the great Judicial opinions of all time, with regards to its impact."
---- Glenn F. Russell, Jr.
- Drowning in debt?
- Feeling stressed because of your finances?
- Being harassed by creditors?
The Law Office of Glenn F. Russell, Jr. is here to help you with all these issues and so much more before they become a major issue.
"I truly appreciate having Glenn not just as an advisor, but someone truly on my team."
- Glenn is knowledgeable in his area, above many. He takes the time to truly understand his clients needs and expectations. He has been an advocate for me. I truly appreciate having Glenn not just as an advisor, but someone truly on my team.- Chris M.
Do I really need a foreclosure lawyer?Absolutely. Should you need foreclosure defense counsel, only an experienced attorney can determine which course of action is best for you. Whereas predatory scam artists try to prey on your financial vulnerability, a skilled foreclosure defense attorney genuinely can look out for the best interest of you and your family. Legal advice must be practical and efficient in order to be effective, so if you need strong legal guidance, trust that The Law Office of Glenn F. Russell, Jr. can offer the counsel needed to successfully navigate the complicated legalities of foreclosure or bankruptcy.
Third parties are offering to help my foreclosure process. How do I know who to trust?
Perhaps one of the greatest obstacles individuals encounter during the foreclosure process is learning who to trust and who to avoid. Due to the nature of the foreclosure process, descriptions of any homes being foreclosed may be published and accessible as public information. It is a sad truth that there are fraudulent companies that prey on public lists of foreclosing homes and attempt to take advantage of a people's financial vulnerability.
You may be contacted by mortgage brokers, mortgage negotiators, or mortgage holders. You may also be contacted by a Massachusetts bankruptcy attorney or a private financier who offers to help you sort out your finances. These parties may be dependable sources of legal and helpful advice during your foreclosure.
Unfortunately, there are frauds and scam artists who will try to take your home or your money without providing any sort of service. A general word of advice we give to clients to follow is: If a deal sounds too good to be true, it probably is. Avoid scams with the help of a qualified attorney from our firm!
What happens at a foreclosure sale?
It doesn't happen all the time, but if you have exhausted all of your legal alternatives and feel as though a foreclosure or short sale is the last resort, you need to know what to expect.
No foreclosure sale is exactly the same, but for the most part, the foreclosure sale process typically involves the following:
- Lenders must first send a notice of a foreclosure to the homeowner. The notice must be sent at least 14 days prior to the foreclosure sale date.
- A foreclosure sale will take place at the date, time, and place specified in the foreclosure notice.
- The foreclosure sale will be conducted by a licensed auctioneer. The auctioneer will read various legal notices, descriptions, and documents pertaining to the property.
- The auctioneer will take bids on the property, take deposit checks, and accept the highest bid to close the foreclosure property sale.
- Parties - including the mortgagor, the purchaser, and the auctioneer - will draft a foreclosure deed, which must be recorded and filed at the Registry of Deeds.
- A grace period - typically 30 days - will be given to allow the purchaser to line up financing.
- A closing will take place, and the new owner will formally take title to the foreclosed property.
All monies paid by the new purchaser will go toward paying real estate taxes, owed mortgages, and payments to creditors or other debts owed on the property. If no one at the foreclosure sale is able to bid a high enough amount to cover the debt of the property, then the balanced owed - called a deficiency - would then be the liability of the old owner.